There are more online payment processing options for small businesses than ever before, from full-service merchant accounts to payment service providers that let you choose processing services a la carte. Given the variety of options, choosing a credit card processor for your website or online checkout can be confusing, if not downright daunting., What you need to know to choose the right credit card processor for your business. As a small business owner, you know that accepting credit cards comes with a cost., To determine the best credit card processors, we tried various vendors’ credit card processing equipment and examined their functionality. We compared each provider’s processing fees and transaction rates, looked at integration options and studied their contract terms and payout times., We explore how credit card payment processing works so business owners can understand how payments move through the system., Best credit card processing for small business is simple with our 2025 guide. Compare the best pricing models to cut your costs and accelerate cash flow., Credit card processing, simply put, is everything going on behind the scenes that lets customers transfer money from their bank to yours by swiping a credit card. It sounds pretty simple, but there’s actually a lot going on to make that happen..