Check out our list of the best high-yield savings account rates available today, with APYs up to 5.00%. There's no reason not to let your money work harder now., Compare the best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top savings rate is 5.00% APY, available from Varo Bank, AdelFi, and , The Rising Bank High Yield Savings Account offers a competitive interest rate but a relatively high minimum opening deposit of $1,000. You'll also need to keep at least $1,000 in the account to , Best from a big bank: American Express ® High Yield Savings Account Best from a digital bank : Jenius Bank™ Best for mobile banking : Openbank High Yield Savings, CIT Bank - Best Savings Account for $5,000 and Up (4.10% APY) Discover Bank - Best for Customer Service (3.60% APY) Marcus by Goldman Sachs - Best Savings Account to Pair with an Investment Portfolio (4.40% APY) Raisin - Best Savings Account Marketplace (5.26% APY) SoFi®- Best Savings and Checking Account Combination (Up to 3.80% APY), Top 5 High-Yield Savings Accounts for 2025. Poppy Bank – 5.50% APY, $1,000 minimum deposit; BrioDirect High-Yield Savings – 5.30% APY, $5,000 minimum deposit; LendingClub High-Yield Savings – 5.30% APY, $100 minimum deposit; UFB Direct High Yield Savings – 5.25% APY, No minimum deposit; Evergreen Bank High Yield Savings – 5.25% APY .