The amount you pay for your health insurance may depend on where you live, your income, and the size of your household. Health insurance costs include a premium, which is what you pay for your insurance plan each month. But, if you seek health care services, you may also have to pay out-of-pocket costs., HealthInsurance.org, LLC owns and operates healthinsurance.org, an online source providing consumer information about health insurance and health reform for over 25 years. HealthInsurance.org, LLC may receive compensation, including from its affiliate, IHC Specialty Benefits, Inc., a licensed insurance agency located at 5353 Wayzata Blvd., #300 , A short-term health insurance policy is best only if you have a coverage gap between two health insurance plans. Short-term plans are cheap, usually between $100 and $300 per month. But you might not have coverage for some types of health care, like pregnancy or mental health services. You might also have a high deductible., The Small Business Marketplace can help employers offer high quality, affordable health insurance coverage to employees directly from NY State of Health certified Insurers. The NY State of Health Small Business Marketplace is the only place where employers can take advantage of the Small Business Health Care Tax Credit, if eligible., Depending on your income, Medicaid is one of the best ways to access free or low-cost health insurance coverage. As of December 2024, Medicaid and the Children’s Health Insurance Program (CHIP) covered nearly 79 million people nationwide.Medicaid is the largest source of health insurance in the U.S. Medicaid is a state-federal program administered by all states, Washington, D.C., and five U , Get free, non-biased personal help, and help is available in other languages. Contact us. Find help in your area. Search by your city and state or ZIP code for a list of local people and organizations that can help you apply for coverage. Some offer help in languages other than English and in-person assistance. Health Insurance Marketplace .