About UsLegal InformationYour Privacy Choices Your Privacy ChoicesOther SitesFollow UsLendingTree on YouTubeLendingTree on FacebookLendingTree on InstagramLendingTree on TikTokDownload Our AppDownload App From Apple App StoreDownload App From Google Play StoreLendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203 (). . LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2025 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.Online Security: Equal Housing OpportunityBetter Business Bureau , A short-term loan can help you out of a financial bind, but watch out for predatory rates and fees. To avoid being taken advantage of, beware of short-term loans that: Don’t require a credit check. Have an APR above 36%. Come with prepayment penalties. Have a repayment period that lasts days or weeks instead of months, Short-term loans may come in lower amounts than long-term options. Time to fund. Some lenders can process loan applications and disburse funds in as little as one business day while others take .