Standard Mortgage Corporation (SMC) NMLS #44912 is an Equal Housing Lender. SMC is licensed or registered as a residential mortgage company in Louisiana #RML 496-0; Alabama #4929; Arkansas #10626, Colorado, Florida #MLD502, Georgia#14750, Mississippi #44912, North Carolina #L-124936, Oklahoma #ML010154, South Carolina #MLS-44912, Tennessee #108900, Texas and Virginia MC - 7619 (). Credit and collateral are subject to approval. Terms and conditions may apply. Programs, rates, terms, and conditions are subject to change and to borrower(s) qualification. This is not a commitment to lend. For refinance advertisements that state a reduction on the monthly payment, please note: the total finance charges may be higher over the life of the loan., Standard Mortgage has grown from a single office in New Orleans to a company with multiple mortgage offices located throughout Louisiana and licensed Loan Officers in fifteen states. In Louisiana and Texas, we have offices in Baton Rouge , Dallas , Lafayette , Mandeville , Metairie , New Orleans , Shreveport , and Slidell ., Unlock the power of financial freedom with Standard Mortgage Company as your trusted partner in refinancing your mortgage-where seamless processes, competitive rates, and personalized service converge to redefine your homeownership journey, empowering you to lower your monthly payments, shorten your loan term, or access cash for life's big moments with unmatched confidence and ease; let our .