Best High-Yield Savings Account Rates as of June 2025YieldFinder//SavingsMoney MarketsTreasuriesCDsOtherSearchToggle themeToggle menuSavings AccountsCompare and find the best high-yield savings accountsTry Monarch Money and get 50% off your first yearTry Monarch Money (50% off first year)Try it Objectivity is our priority: we feature only one ad—and it's one we truly love!Showing Bank ProgramsAxos4.66%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Either: Receive at least $1,500 in total monthly qualifying direct deposits and maintain an average daily balance of more than $1,500.•Or, Receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.Rate HistoryRoger4.65%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•A checking account is required to earn the stated APY•Balances over 250k will not earn interest•Not available in CT, DE, MA, NH, NJ, NY, PA, RIRate HistoryPibank4.60%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•App onlyRate HistoryPeak Bank4.44%APYMin. balance for APY$100Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryTotalBank4.41%APYMin. balance for APY$2,500Min. deposit to open$25,000Rate as of2025-06-25FDIC Insurance$250,000Notes:•Money Market account withdrawals are limited to six transactions per monthRate HistoryEagle Bank4.40%APYMin. balance for APY$0Min. deposit to open$1,000Rate as of2025-06-25FDIC Insurance$250,000Notes:•Funds must be new to EagleBank to earn the stated APYRate HistoryLending Club4.40%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Requires a $250+ deposit per monthRate HistoryOnPath Credit Union4.40%APYMin. balance for APY$25,000Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•OnPath Credit Union is open to national eligibility by making a $5 donation to the OnPath FoundationRate HistoryTimbr Financial4.40%APYMin. balance for APY$1,000Min. deposit to open$1,000Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryZynlo4.40%APYMin. balance for APY$0Min. deposit to open$10Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryBrilliant Bank4.35%APYMin. balance for APY$1,000Min. deposit to open$1,000Rate as of2025-06-25FDIC Insurance$250,000Notes:•unavailable in Kansas, Missouri, Oklahoma and ArkansasRate HistoryNewtek Bank4.35%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Customers may make up to 6 withdrawals from their savings account per statement cycleRate HistoryCFG Bank4.32%APYMin. balance for APY$1,000Min. deposit to open$500Rate as of2025-06-25FDIC Insurance$250,000Notes:•No check writing or debit card privileges are allowed with the High Yield Money Market Account•Once funding occurs, the daily external transfer limit for the CFG High Yield Money Market Account is $5,000Rate HistoryRaisinBank Program4.31%APYMin. balance for APY$0Min. deposit to open$1Rate as of2025-06-25FDIC Insurance$250,000Notes:•New customers can earn a $100 bonus with code NEWYEAR at sign-upRate HistoryVio Bank4.31%APYMin. balance for APY$100Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Notes:•$5 monthly fee for paper statements.Rate HistoryBread Financial4.30%APYMin. balance for APY$100Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryBrioDirect4.30%APYMin. balance for APY$25Min. deposit to open$5,000Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryEver Bank4.30%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryMy Banking Direct4.30%APYMin. balance for APY$500Min. deposit to open$500Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryOpenbank4.30%APYMin. balance for APY$500Min. deposit to open$500Rate as of2025-06-25FDIC Insurance$250,000Notes:•Only available in states without SantanderRate HistoryWestern Alliance4.30%APYMin. balance for APY$500Min. deposit to open$500Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryFirst Foundation Bank4.25%APYMin. balance for APY$1,000Min. deposit to open$1,000Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryForbright Bank4.25%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryIvy Bank4.25%APYMin. balance for APY$2,500Min. deposit to open$2,500Rate as of2025-06-25FDIC Insurance$250,000Notes:•6 withdrawals per monthly statement cycleRate HistoryQuontic4.25%APYMin. balance for APY$0Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Notes:•Monthly external transfer limits range from $2-20kRate HistoryUFB Direct4.21%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryJenius Bank4.20%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryTab Bank4.15%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryLive Oak Bank4.10%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryPublicBank Program4.10%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$5,000,000Rate HistoryPopular Direct4.05%APYMin. balance for APY$100Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Rate HistorySalemFivedirect4.01%APYMin. balance for APY$10Min. deposit to open$10Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryBettermentBank Program4.00%APYMin. balance for APY$10Min. deposit to open$10Rate as of2025-06-25FDIC Insurance$2,000,000Notes:•Unlimited withdrawlsRate HistoryCIT Bank4.00%APYMin. balance for APY$5,000Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryEtrade4.00%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$500,000Rate HistoryM1Bank Program4.00%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$5,000,000Rate HistoryWealthfrontBank Program4.00%APYMin. balance for APY$0Min. deposit to open$1Rate as of2025-06-25FDIC Insurance$8,000,000Rate HistorySoFi3.80%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Requires direct deposit of any amount to recieve the advertised rateRate HistorySynchrony3.80%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Checks are not available for the High Yield Savings accountRate HistoryBarclays3.70%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryCitizens Bank3.70%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryMarcus3.65%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryVanguard Cash PlusBank Program3.65%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$1,250,000Notes:•Unlimited withdrawlsRate HistoryAmerican Express3.60%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryBMO Alto3.60%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•BMO branches and ATMs are unable to provide support for your BMO Alto account.Rate HistoryCapital One3.60%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryDiscover3.60%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryAlly3.50%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$250,000Notes:•Limit of 10 free withdrawals per month•"Buckets" can be used to organize and track savings without needing multiple accountsRate HistoryAlliant Credit Union3.10%APYMin. balance for APY$100Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryCredit KarmaBank Program3.10%APYMin. balance for APY$0Min. deposit to open$0Rate as of2025-06-25FDIC Insurance$5,000,000Notes:•6 withdrawals per monthly statement cycle Rate HistoryPNC3.00%APYMin. balance for APY$250,000Min. deposit to open$1Rate as of2025-06-25FDIC Insurance$250,000Rate HistoryBluPeak2.97%APYMin. balance for APY$2,500Min. deposit to open$100Rate as of2025-06-25FDIC Insurance$250,000Notes:•Available only to residents of certain California counties (Alameda, Sacramento, San Diego, Santa Clara, or Yolo)., Among 370 savings accounts from 157 banks and credit unions, we found the Synchrony High-Yield Savings account to be the best high-yield savings account. An impressive annual percentage yield (APY , The Rising Bank High Yield Savings Account offers a competitive interest rate but a relatively high minimum opening deposit of $1,000. You'll also need to keep at least $1,000 in the account to .