New Hampshire statute requires health plans that cover chiropractic care cover a minimum of 12 visits. You may be required to pay a co-pay at the time of your visit, so be sure to check your Summary of Benefits and Coverage Document. However, many insurance plans do NOT cover chiropractic care for maintenance and wellness treatments., Open Enrollment is the period of time when individuals may enroll in health insurance coverage or make changes to their existing coverage. Open Enrollment for the 2025 plan year will run from November 1, 2024 to January 15, 2025., In a narrow network plan, health insurance companies try to lower costs by working with a smaller number of providers and fewer in-network facilities. Narrow network plans are offered by employers, through the Health Insurance Marketplace ( www.HealthCare.gov ), and in Medicare and Medicaid plans., New Hampshire Insurance Department 21 South Fruit St, Suite 14 Concord, NH 03301 (603) 271-2261 or 1-800-852-3416, The amount your health insurance plan requires you to pay for health care services and supplies before they begin to pay. For example, if your deductible is $1,500, you are responsible for paying for all of the services and supplies you receive (except for any covered preventive services) until the amount you paid reaches $1,500., National Committee for Quality Assurance (NCQA) is a private, 501(c)(3) not-for-profit organization that measures clinical quality and member satisfaction for health insurance plans. NCQA provides voluntary accreditation for various health care providers and health insurance plans. NCQA Health Plan Ratings.