Comparison conducted by an independent research firm and based on data compiled in April 2025 from company websites, customer service agents, and consumer checking account offers. In some cases, competitors assess and/or waive fees if certain criteria are met. The non-Discover service marks for Chase, BankAmerica Corp., Wells Fargo & Co., Chime Financial, Inc. and Fifth Third Bancorp are owned by each respective entity., Discover online bank accounts—no hidden fees, 24/7 U.S.-Based service, and 60,000 no-fee ATMs. Enjoy the freedom of free checking when you open an account today., Open an online checking account with cashback debit today. Earn cash back, enjoy no fees, and experience the freedom of a free checking account..