This plan is underwritten by Metropolitan Life Insurance Company, New York, New York. This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy No. 122705. See product benefit kit. The MetLife Cancer Insurance Plan is based on the MetLife Critical Illness (CII) policy., Cancer/Specified Disease plans, T70000 series: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, In Virginia, policies T70000VA & T70000GVA. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels., This rider can be added to the Lump Sum Cancer policy to gradually increase your benefit amount over time. Each year, on the rider anniversary date, we will increase the policy benefit amount by $500 or $1,000 ** while the rider remains in force. This annual benefit amount will continue to build each year until the 35th rider anniversary date., This benefit pays an indemnity benefit for a covered person who receives a screening test that is generally medically recognized to detect internal cancer, like a mammogram, colonoscopy, or a prostate-specific antigen (PSA) blood test. You can file a claim for this benefit once per covered person per calendar year., A comprehensive overview of what various health insurance plans cover for cancer patients as well as other costs associated with cancer care is included on the American Society of Clinical Oncology's This information should be included in the plan’s “summary of plan benefits” document. Many insurance companies cover routine screenings , Because cancer insurance pays benefits beyond just the initial diagnosis, stand-alone cancer plans often times pay more than a critical illness policy. Hospital indemnity insurance Fixed benefit amounts are paid directly to you based on admission and days hospitalized, and you can use the money you get to help cover any costs..