The Cost Estimator tool may group, into "treatment categories," services that are often delivered together to address a particular dental problem. The description of different treatment categories, and the inclusion of particular services in a treatment category, is not advice that any particular treatment category is the right treatment for you nor that you should obtain any particular treatment. All of those matters are things that you should decide in consultation with your dental care professionals. The Cost Estimator is intended for use in the 50 states, Puerto Rico and other U.S. territories, and no Content is provided for dental services outside the U.S.., Purchasing a Medicare Advantage Plan is often a good way to get dental coverage, so consider only plans that include dental or you will need to purchase separate individual dental insurance. How can those with Original Medicare get dental coverage? Among Medicare beneficiaries who use dental services, 19% spent more than $1,000 on out-of-pocket expenses for a year. 8 If you have Medicare , Despite those changes, Medicare still doesn’t cover most dental care. If you want coverage, you’ll need to find it somewhere else. The percentage of people with dental coverage drops dramatically at age 65 after they retire and lose dental insurance from their employers..