Payday Loan requirements. If Payday Loans are available in your state, you can get the money you need by filling out a short online application and electronically signing your loan agreement. Application requirements may also vary by location, but in general, you may need the following to apply: Driver's license, passport, or government-issued ID, A Payday Loan, also known as a Cash Advance, is a short-term loan used to help with small, often unexpected expenses. Payday Loans are typically repaid on your next pay date, usually between two to four weeks. These small-dollar loans are a safe and convenient way to stretch your buying power when it matters most., The maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672., , , .