Veterans United is a mortgage lender that specializes in VA loans, but it also offers a variety of other home loan products to military and non-military members alike., VA Mortgage Rates for July 10, 2025 The current VA loan rate for a 30-year fixed VA purchase loan is 6.116%, based on an average of over 400 VA loan lenders, banks and credit unions. For current homeowners, the average 30-year VA cash-out refinance rate is 6.163%. Let's see how these rates compare including APR and assumptions., , , , .