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Site navigation Fidelity.com Home Fidelity.com Home Accounts & TradePlanning & AdviceNews & ResearchProductsWhy Fidelity Match your money to the moment We can help you save for college, a new home, or retirement. Open an accountI need guidanceMoreStart investingSave for retirementSave for health careInvest for a childInvest smart from the start with a brokerage account$0 account fees2Keep your money working toward your goals.$0 commissionsTrade US stocks and ETFs commission free online.1Trade any amountBuy US stocks and ETFs for as little as $1 with fractional shares.3Open a brokerage accountExplore ways to investOne way to get a head start to life’s next act is with a Roth IRAHelp keep more of what you make in your Roth IRATax-free growth potential and tax-free withdrawals in retirement may help you keep more of what you earn.4Flexible access to your moneyWithdraw any amount you contribute to your Roth without taxes or penalties—any time, for any reason.Versatile investingLike other IRAs, you can use your Roth to buy individual stocks, bonds, mutual funds, and more.Open a Roth IRAExplore other retirement accountsSave, earn, and invest for health care with an HSATriple-tax advantageGet tax-deductible contributions, no immediate tax on earnings, and tax-free withdrawals for qualified medical expenses.5No account feesFidelity’s HSA has no account fees or minimums, and $0 commissions for US stock & ETF trades.6Not “use-it-or-lose-it”The money’s always yours. You can earn interest on cash, grow your account by investing, or do both.Open an HSAExplore health savings at FidelitySave for the next generation’s education with a 529 accountTax-smart savingsAny earnings grow federal income tax-deferred, and you can get tax-free withdrawals for qualified education expenses.Flexible use of fundsPay for college, trade school, and K–12 nationwide, including tuition, fees, and books.7Your money can work harderNo minimums to open and no account fees.2 Plus, start early and your money could potentially grow more.Open a 529 accountExplore other ways to save for a childA partner to help bring your plans to lifeCollaborate with a dedicated Fidelity advisor to build a comprehensive wealth management strategy designed to help you meet your goals and evolving needs.Find an advisorReview Fidelity Brokerage Services with Expertise you can act onWhy choose Fidelity?Our objective insights and disciplined approach have helped generations of customers through all kinds of markets. A clear, straightforward experience Guidance as life changes A wider range of integrated tools and products Value and transparency at every step Looking for something else?Answer a few questions about your goals and we'll show account options that could work for you.Get started Stay Connected Locate an Investor Center by ZIP Code Please enter a valid ZIP code Copyright 1998-2024 FMR LLC. All Rights Reserved. Manage My Targeting/Advertising Cookies , Fidelity Investments is a financial services company that helps customers plan and achieve their most important financial goals. We offer a wide range of financial products and services for individuals and businesses, including trading & investing, retirement, spending & saving, and wealth management., Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully. Fidelity Brokerage Services LLC, Member NYSE, SIPC. 900 Salem Street, Smithfield, RI 02917.
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