OnDeck business term loans are best for established business owners who can qualify for the competitive interest rates. Pros & Cons Term loans from $5,000 to $250,000, Business loans are offered by Fora Financial Business Loans LLC or, in California, by Fora Financial West LLC, a licensed California Finance Lender, License No. 603J080. Revenue Based Financing is , Best small business loans. Best for multiple types of loans: Biz2Credit; Best for same-day funding: OnDeck; Best for microloans: Kiva; Best for low credit scores: Credibly Best for Square users , Top business loans for 2025 include options from BusinessLoans.com and Fundbox, offering flexible terms and fast funding for small businesses., How We Chose the Best Small Business Loans. To compile this list of the best business loans and lenders for 2025, we considered the following: Application process. We looked for lenders offering a quick and simple online application, especially those offering same-day approval. Funding times., Personal loans range from $1,000 to $40,000, while business loans offer between $5,000 to $500,000, each with fixed rates and flexible payment terms. LendingClub is recommended for its user-friendly online application process, absence of prepayment penalties, and commitment to transparency and customer service..