Among 370 savings accounts from 157 banks and credit unions, we found the Synchrony High-Yield Savings account to be the best high-yield savings account. An impressive 3.80% annual percentage , Best for easy access to your cash: Synchrony Bank High Yield Savings; Best for no fees: Marcus by Goldman Sachs® High-Yield Online Savings Account; Best for a large deposit: CIT Bank Platinum Savings, Best Overall (Free Account): Trade Republic strikes a great balance with 2.00% interest, no fees, and a solid deposit protection structure . It’s ideal if you want a high rate on idle cash while using a low-cost broker. Best for Large Balances: Scalable Capital allows interest on much larger sums (up to €500k) if you subscribe to PRIME+ . This makes it attractive if you have well above , It is very difficult to keep track of the best offers on the market for high-yield savings accounts in Europe: new offers are hitting the market almost daily, and the current offers may frequently change the interest rates offered. In this post, we will take a look at what is currently the best high-yield savings account across Europe. This , Best High-Yield Savings Account Methodology To identify the best high-yield savings accounts, WalletHub’s editors regularly compare 350+ savings account offers based on their APY, fee structure and minimum deposit requirement. We also compare how different savings accounts adjust their APY based on the amount of money listed in the accounts , A few high-yield savings accounts are still offering around 5% APY. Check out our ranking of the best savings account rates available on June 19, 2025..