I feel like Rocket Mortgage preys upon the novice-ness of first time home buyers. We used a local lender who is essentially a one-person show and works in a one room office. They’re amazing, for us a great rate, answered the phone at all times day/night/weekends, and worked crazy fast — but I would’ve NEVER found him via Google., Rocket Mortgage Experience I’ve been shopping rates for mortgages and had an interesting experience with rocket mortgage. The call started with me telling their representative that I was shopping rates and their response was that I don’t need to shop rates because all rates are the same., My experience with Rocket Mortgage was overall a positive one, with some frustrations/hiccups along the way. This is my 4th overall mortgage experience, having gone through a first mortgage twice and one other refinance. I'll start by saying that, going into this, I had some atypical requirements of a mortgage lender., I called Rocket Mortgage yesterday and was offered 6.99% on a 30 year mortgage. 520k purchase price, 5% down, $64/m pmi. I’m wondering for those of you who’ve done this before, does it make sense to shop this rate around, or can I assume this is a commodity priced product?, I helped my mom apply for a refi on rocket mortgage. Now this is my first time doing this and at first I was happy my mom was able to get a 2.75 for a 15 year. But looking at the loan, it shows that 2.5% of discount points were added. Does that mean the original interest rate was 5.25%? It’s costing nearly $7800 in fees😅 I need some advice., Yeah, Rocket Mortgage is a bunch of jerks, my mortgage is with them and I plan to refinance when the rates go down just to be rid of these bums..