How do I get health insurance on my own? Individual policies If your employer does not offer health insurance, or if the insurance offered does not meet your needs, you may want to purchase an individual policy., Does health insurance cover chiropractic care? Most health plans cover some chiropractic care for acute or short-term conditions. New Hampshire statute requires health plans that cover chiropractic care cover a minimum of 12 visits., What are narrow network plans? A narrow network plan refers to a health insurance plan with a smaller than usual, or “narrow,” provider network. In a narrow network plan, health insurance companies try to lower costs by working with a smaller number of providers and fewer in-network facilities., SI plans are not subject to state mandates, premium premium Payment to your insurance company for health and prescription drug coverage. If you receive health insurance through your employer, your premium may be deducted directly from your paycheck. If you have separate health and dental insurance, you would have two premiums., I am now unemployed. How can I find health insurance? Health coverage options are available for people who have recently been laid off or lost their employer sponsored health insurance benefits: Granite Advantage Health Care Program: Medicaid Expansion coverage for no or low income individuals, ages 19-64 Children’s Medical Assistance (ages 0-18), Before seeking care, contact your health or dental insurance company to confirm if a provider is covered by your plan..