Does health insurance cover chiropractic care? Most health plans cover some chiropractic care for acute or short-term conditions. New Hampshire statute requires health plans that cover chiropractic care cover a minimum of 12 visits., Why should you get health insurance? How will it help you save money? This section explains the benefits of getting covered and walks you through how to get started. Learn about the different types of plans as well as the different ways you might get insurance., Keep in mind, health plans only cover what they consider “ medically necessary.” For example, plastic surgery would not be covered just because you want to improve the way you look. But, it would likely be covered to fix a problem (even if afterwards you like your nose better). Major medical type commercial health insurance is linked to covering health care services, not disease conditions , What are narrow network plans? A narrow network plan refers to a health insurance plan with a smaller than usual, or “narrow,” provider network. In a narrow network plan, health insurance companies try to lower costs by working with a smaller number of providers and fewer in-network facilities., SI plans are not subject to state mandates, premium premium Payment to your insurance company for health and prescription drug coverage. If you receive health insurance through your employer, your premium may be deducted directly from your paycheck. If you have separate health and dental insurance, you would have two premiums., What will health insurance do for me? Health insurance will help you pay for health care, and protect you financially in the case of illness or injury. Financial protection in case of medical emergencies Medical emergencies, like serious injuries from a fall or a heart attack, can be very expensive..