The British Airways American Express credit card allows you to earn one point for every £1 you spend on the card. You are also able to earn bonus points. There are 5,000 bonus points available if , American Express Cashback card : £25 a year: 5% cashback: On the first £2,500 spent in the first three months: Up to £125: 0.75% on the first £10,000 spent a year, then 1.25%: American Express Preferred Rewards Gold card : Free in year one, then £195 a year: 20,000 bonus Amex points (+3,000 points from spending) Spend £3,000 in the first , The only card to see an increase since 2016 is the British Airways American Express Premium Plus Card, which now demands a minimum income of £35,000 - up from £20,000., Benefits of Having an American Express Credit Card. American Express is often synonymous with luxury and high-end perks, catering to those who desire a lavish lifestyle. Historically, their prestigious Centurion card—an invite-only offering—exemplifies this, demanding annual fees exceeding £1,000. Holders of this card gain access to an , As a free-to-own card, this is an excellent way of using an American Express credit card to build up Avios points, although they’ll come at a slower rate than if you were using one of the platinum cards. Nevertheless, with a lower APR rate this card could be a really useful addition, especially if you want a card without an annual fee. , American Express offers a total of 17 credit and charge cards and each comes with different benefits – from cashback and Membership Rewards ® points, to perks including airport lounge access .