FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit., Re: Which lenders pull only Equifax? I applied for a car loan with DFCU, got approved for $11500 with a 1.99 APR, and was told my an agent there I am also approved for a $10,000 credit card and a $5700 motorcycle loan, so it seems they pulled Equifax. I tried Discover and was declined., Possible Scam - Equifax So, I have been working on my credit, and I attempted to reach out to Equifax regarding several pieces of incorrect information currently appearing my credit report. I called the number listed for Equifax, and I got connected to an agent after a short wait..