From basic deposit and retirement accounts to fractional stock purchases and crowdfunding, there are small investment options for all risk categories. If you want to have a financially healthy future—even if you only have a few hundred to a few thousand dollars to invest—consider these 11 top small investment ideas. 1., In this post, we’ll go through some of the best places for beginners to start investing with little money. In This Article How to Invest with Little Money. Here are the best small investment ideas to help you grow your money: Invest Spare Change with Acorns; Real Estate Crowdfunding; High Yield Savings Accounts; Invest In Fractional Shares , 4. Use Micro-Investing Apps. Investing in fractional shares is an effective way to begin investing with a small amount of money. However, unless you set up automatic deposits to your online broker or robo-advisor, you run the risk of forgetting to regularly invest your money., , , .