Texas landlord insurance for 2025: What you need to know Landlord insurance covers property damage, liability and loss of income on rental properties. Although a landlord insurance policy isn't required in Texas, your lender may require coverage if you have a loan or mortgage. Landlord insurance rates vary based on the property and the owner., Affordable landlord insurance, customize for you. If you own rental properties landlord insurance can help you protect your investment. So, whether you're looking for rental insurance for landlords or landlord property insurance, we've got you covered. Want more savings?, Discover the best landlord insurance in Texas for your rental property, how much landlord insurance costs in TX, and much more., , , .