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Consolidating can help you save money on interest or pay off debt faster, but it’s not right for everyone. Learn the pros and cons of debt consolidation., Debt consolidation loans also have fixed rates and terms, so you’ll pay the same amount every month, which makes the payment easier to budget for than revolving debts like credit cards., Learn five ways to consolidate credit card debt, including by using a debt consolidation loan or balance transfer card or entering a debt management plan., This debt consolidation calculator helps you compare ways to consolidate debt and estimates your savings with a debt consolidation loan., Debt consolidation, which rolls multiple debts into a single payment, can save you money and eliminate debt faster. Learn two primary ways to consolidate your debt., If you want to consolidate debt at a lower interest rate, you can use a balance transfer credit card or a personal loan. Learn the pros and cons of each consolidation option..