Knowing what monthly car payment you can afford can help you calculate how much you can afford to borrow for your car loan. Use our car affordability calculator to help you set a realistic, Use your monthly budget to estimate your maximum car price with our car affordability calculator. Adjust loan term, down payment, and trade-in value to see how changes affect how much car, In short, how much car you can afford comes down to how much you can borrow, which comes down to how much you can afford to repay each month. If you already have a car in mind and want to know, Factors like your down payment, monthly payment, loan term, whether or not you’re trading a vehicle in and your credit score are all helpful in calculating how much car you can afford., Estimate how much car you can afford based on income or salary. Our car loan affordability calculator includes sales tax, DMV, and Dealer DOC fees., .