CategoryLiberty MutualGEICONationwideTravelersState FarmWho it’s best forDrivers who want add-onsDrivers with bad recordsSafe driversNon-ownersYoung driversAverage annual cost for full coverage$3,061$1,731$1,808$1,597$2,167Relevant discountsHomeowner, military, good student, student away at school, good driving, multipolicy, multicar, automatic payment, buy online, paperlessGood student, distant student, pay in full, multivehicle, defensive driver education course, military, multipolicy, anti-theftMultipolicy, safe driving, low mileage, good student, defensive driver course, anti-theft, automatic paymentsMultipolicy, multicar, homeowner, hybrid/electric vehicle, new car, pay in full, good student, student away from home, driver trainingGood student, distant student, bundling, multicar, defensive driving course, safety features, low mileage Discount when you sign up for telematics program10%Not specified10%Not specified5-10%Potential discount at next policy renewal for telematics30%5-15%40%30%30%Full review, Whether you're a new driver under 18 or getting your license as an adult, finding cheap car insurance for first-time drivers can be overwhelming. But there are ways to save., See our top picks for the best cheap car insurance for new drivers. Our ratings are based on cost, coverage, complaints and collision repair..