The insurance industry holds unrivalled expertise when it comes to understanding complex risks and there are always opportunities to innovate and change. To help those affected recover from losses as a result of conflict, and prevent wider economic and societal issues arising, insurers can look to:Develop tailored and relevant coverage: Supply chains have become more vulnerable to conflict in some areas of the world, particularly unavoidable ‘pinch points’ where access to global commerce is controlled by a single national power. By working with customers to better understand their supply chain risks and contingency plans; the insurance industry could provide relevant tailored coverage.Analytics: This insight can be used to build new solutions that can support critical supply chains such as food and medicines which may be affected in times of increased territorial tension.Product innovation: The insurance industry can leverage its experience, historical data, and analytical tools to help better understand the geopolitical risk landscape. This insight can be used to build new solutions that can support critical supply chains may be affected in times of increased territorial tension. For example, products like Trade Disruption Insurance (TDI) have made significant strides by covering political risks and supply chain volatility with room for wider adaption. The innovative solutions that have emerged from the Ukraine war also demonstrate the insurance industry’s ability to problem-solve the most complex challenges. This solution-orientated attitude should continue in the event of future conflicts.Understand the exposure: Internet outages connected to geopolitical conflict could trigger a range of policies and claims from a single event. As connections to the internet grow – an estimated 600,000 new users every day[12] – the potential for a large loss from a shutdown increases too. It is important for insurers to consider how exposed they are to claims from a variety of sources and policies and adapt their approach accordingly to provide sustainable cover. [12] Individuals Using the Internet (% of Population). (The World Bank, 2021) , On the front foot against geopolitical risk War has long been viewed as a nearly uninsurable risk; the war exclusion is almost as old as the insurance industry itself., War risk insurance insures damages or losses from events such as war, warlike operations, invasions, insurrections, riots, strikes, and terrorism. It is most commonly used in the aviation and shipping industries and may be issued as a stand-alone policy..