Manulife One Vs. Traditional Bank Mortgage Good morning all, Just wanted to know what you all thought of Manulife one. I've been doing quite a bit of research and I think I get the whole concept but aren't sure what the real advantages are. Rates seem to be higher (as they charge prime + 0.5) and you have to pay their monthly fee of around 14-15$., Real Estate - For discussions on Real Estate, Mortgages, HELOCs, and more., Finding out mortgage amount at end of term If my mortgage is at 32000, my mortgage is 600/month and the end of term is a year away. How can i know approximately what the mortgage amount will be? I’m considering paying it off, but would like to know approx what it would be., -How much is the mortgage owing? $269,816.63 -Roughly, what is the current market value of the property? $700,000 -Which city is the property located, The mortgage is this example is a fixed term mortgage. Most variable rate mortgages have a 3 months interest as the penalty so this means that if Think's variable rate mortgage also includes the IRD, then this is a significant difference from its competitors., For a mortgage renewal -How much is the mortgage owing? 994,700 -Roughly, what is the current market value of the property? 1.7M -Which city is the.