Manufactured homes can be an affordable option for home buyers as traditional home prices rise. Learn about getting a mobile home loan from Rocket Mortgage., Mobile home financing can be a traditional mortgage, chattel loan or personal loan. You need to show that you're a trustworthy borrower to qualify and to get the best terms possible on a , Whether you’re financing a single-wide, double-wide, or modular home, the home’s foundation and its classification as real or personal property both affect the mobile home interest rates you , , , .