About UsLegal InformationYour Privacy Choices Your Privacy ChoicesOther SitesFollow UsLendingTree on YouTubeLendingTree on FacebookLendingTree on InstagramLendingTree on TikTokDownload Our AppDownload App From Apple App StoreDownload App From Google Play StoreLendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203 (). . LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2025 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.Online Security: Equal Housing OpportunityBetter Business Bureau , Find current mortgage refinance rates in 2025 and when to refinance. Learn how to refinance your house and find the answers to more questions here., Refinancing is the process of replacing your existing mortgage with a new one. You could get a better interest rate and lower monthly payments. “Rate-and-term refinancing” adjusts the interest rate or other terms of your loan, while “cash-out refinancing” allows you to access some of the equity (ownership) you’ve built in your home..