The best 0% APR Capital One credit card is the Capital One VentureOne Rewards Credit Card (see Rates & Fees) because it offers introductory APRs of 0% for 15 months on purchases and balance transfers. Capital One VentureOne also has a $0 annual fee, though you’ll have to watch out for its balance transfer fee and high regular APR., Yes, the Capital One Quicksilver Cash Rewards Credit Card (see Rates & Fees) offers price protection. The price protection benefit reimburses cardholders the difference between the purchase price of an item and a lower price advertised by any retailer within 120 days of the date of purchase., How to Talk to Capital One Customer Service by Phone. Call the Capital One customer service department at the number on the back of your card. Enter your 16-digit card number; Speak to the live representative. If you can’t or don’t want to talk to Capital One customer service over the phone, there are a few alternatives., It usually takes Capital One 1-2 business days to process a credit card payment if you are paying online, through the Capital One mobile app, or by phone. Payments made before 8 p.m. ET Monday-Saturday will typically be processed the same day, though it may take additional time for the transaction to appear in your payment history., WalletHub's Take: The Capital One Quicksilver Secured Cash Rewards Credit Card is a good credit card for people who want to earn rewards and avoid annual or monthly fees while building upon limited credit history or a bad credit score. Capital One Quicksilver Secured has a $0 annual fee and rewards cardholders with 1.5 - 5% cash back on purchases., Aside from its $200 bonus, the card also offers 5% cash back on hotel and rental cars booked through Capital One Travel, 5% cash back on Capital One Entertainment through 12/31/25, and 1.5% cash back on all other purchases. Plus, Capital One Quicksilver features a $0 annual fee..