Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details., M&T has a variety of lending options to help fund your needs and ambitions. Whether you're looking to pay for a college education, buy a home or car, or need extra cash, talk to your personal banker about how we can help., M&T Bank provides banking, insurance, investments, mortgage, and commercial financial services through 700 branches, 1,800 ATMs, and a variety of online and mobile services..