Used Cars Apply NowPremium Rates✔ All Credit Types Accepted✔ No Down Payments Neeeded✔ Fast, Easy, and Secure Process✔ Thousands of Vehicle Options✔ Rebuild Your Credit While SavingApply NowGet pre-approved for a loan up to $50,000 in just 60 seconds!Ready to take action?We Will Approve You!Top-Tier Selection, Unbeatable PricesOur dedicated team of buyers scours the market for the best quality used cars at the lowest possible price. Every vehicle undergoes a rigorous inspection by our experienced technicians, so you can drive away with confidence.Financing Solutions for Every DriverAt 401Auto Financing, we believe everyone deserves a great car. That's why we offer a variety of financing options to fit your needs, regardless of your credit history. We work with major banks and lenders, and even have specialized in-house programs to get you approved.Fast & Free Pre-Approvals, Get Rolling Today!Don't wait! Get pre-approved for your dream car in just minutes – online, by phone, or at any of our dealerships. It's free, with no obligation, so you can see what you qualify for and hit the road faster.401Auto Financing: Get Pre-Approved, Get Your Deal, Get Driving!See what our customers have to say.Apply Now , By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving. 401 AUTO FINANCING is your automotive expert in Across Ontario, ., 401 Auto Financing is a subprime auto lender that provides financing options for borrowers with poor credit or other high-risk factors. They have developed a controversial reputation, with many questioning if they are running a legitimate business or taking advantage of vulnerable consumers..