Get the most out of your hard-earned benefit with the necessary tools to navigate your VA home purchase or refinance with the Complete Guide to VA Loans., Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more., VA loans are mortgage loans that help provide qualified current and former military members with affordable homeownership opportunities. Before you apply for a VA loan, it’s important to understand how this special government-backed financing works, including its benefits and requirements, and how its interest rate and costs compare to other borrowing options., , , .