The national average savings rate is just 0.45% APY, which pales in comparison to some of the best savings account rates, currently 4% to 5% APY., The best high-yield savings accounts have annual percentage yields, or APYs, that are many times higher than the average rate. Today's best rates include Axos Bank savings (4.66% APY), LendingClub , The best high-yield savings accounts have no fees, low deposit requirements and sky-high interest rates. Rates are steady, as of June 2025, and there are still plenty of savings accounts with rates well above the national average of 0.38%., Today's High-Yield Savings Rates for June 24, 2025: Up to 4.66%. A high-yield savings account can help you earn the most on your savings, Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last., A few high-yield savings accounts are still offering around 5% APY. Check out our ranking of the best savings account rates available on June 19, 2025..