Monthly withdrawals from a money market account are more limited that withdrawals each month from a savings account. According to the Time Value of Money chart shown, how much did Investor A contribute? What was the value of his account at retirement? annual interest rate and the time period., The differences are dramatic: someone who remained fully invested throughout that entire period ended up with $450,854, while someone who exited the market at the bottom of COVID and did not reinvest until August 2020 ended up with $355,266., An investor who stayed invested over that time period would have made 58% more than one who missed just the five-best performing days. As shown in this illustration, if you were unfortunate enough to miss the 25 best days, that portfolio loss would have increased to three-quarters of potential value., Estimate how much your money can grow with our free investment return calculator. Enter your planned contributions, timeline, rate of return and compounding frequency to get started., Calculate compound interest on an investment, 401K or savings account with annual, quarterly, daily or continuous compounding. The calculator computes compound interest calculations and shows you the steps including the math., Recent research examined rolling 10-year returns on $1 million and compared results between an immediate lump-sum investment and dollar-cost averaging..