¤£10 per month Family Income Benefit quoted rates are based on level term life cover for a non-smoker with no pre-existing medical conditions or other high-risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and benefit amount you are eligible for or may result in you being declined. Correct as on 7th February 2025.£47,268 life cover income over 20 years with guaranteed premiums – 20 year old born in 2005 (L&G)£33,743 life cover income over 20 years with guaranteed premiums – 25 year old born in 2000 (Royal London)£28,419 life cover income over 20 years with guaranteed premiums – 30 year old born in 1995 (Royal London)£19,622 life cover income over 20 years with guaranteed premiums – 35 year old born in 1990 (Royal London)£12,993 life cover income over 20 years with guaranteed premiums – 40 year old born in 1985 (Royal London)£8,400 life cover income over 20 years with guaranteed premiums – 45 year old born in 1980 (L&G)£4,927 life cover income over 20 years with guaranteed premiums – 50 year old born in 1975 (Royal London) , Moneysavingexpert takes you through how to work out if life insurance is right for you, but also how to get it the cheapest way and compare quotes., Life insurance offers financial security for your loved ones. Compare quotes from trusted UK insurers and protect your family today..