We also like that the company has higher coverage limits than many other home warranty companies, paying up to $5,000 for HVAC systems, $3,000 each for electrical and plumbing, and $2,000 to , Choice Home Warranty contacts service providers within four hours of receiving your call, a quick turnaround compared to the 24 or even 48 hours some providers need., There is also a 180-day guarantee on replacements and repairs, compared to the 30-90 days of most home warranty companies. Screenshot CinchWarranty.com, July 2023 Coverage, cost and plans, , , .