Our top high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker., Find the best savings account for your financial goals based on interest rates (APY), monthly fees, free ATM access, & other features., Despite an uncertain economic outlook, top earning high-yield savings accounts remain competitively high. Here's how to best rates compare., Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings , The best savings account rates on June 30, 2025: Earn up to 5.00% APY The best high-yield savings account rate on June 30, 2025 of 5.00% can be found at Varo Money., The highest-yielding, nationally available savings account is from Peak Bank, an online-only division of Idaho First Bank. It offers a 4.44 percent APY and is available for new accounts only..