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LegalTerms of ServiceOnline TrackingPrivacy PolicyYour Privacy ChoicesYour Privacy ChoicesVulnerability Disclosure ProgramCopyright © 2025 ValuePenguinAdvertiser Disclosure: The information on this site is intended for general informational and educational purposes. Some products, services or offers that appear on this site are from companies from whom ValuePenguin receives compensation. ValuePenguin is not an insurance agency nor does ValuePenguin underwrite any insurance policy. ValuePenguin does not review or include all insurance companies or products available in the marketplace, and ValuePenguin advises consumers to shop for the best insurance product for their particular situation. For more information please see our Advertiser Disclosure., A short-term health insurance policy is best only if you have a coverage gap between two health insurance plans. Short-term plans are cheap, usually between $100 and $300 per month. But you might not have coverage for some types of health care, like pregnancy or mental health services. You might also have a high deductible., Great customer satisfaction: Kaiser Permanente members are consistently happy with the company's customer service. Affordable rates: A Silver plan from Kaiser costs an average of $507 per month. That's $114 per month cheaper than the national average.; Easy to manage: With Kaiser Permanente, your health insurance plan and medical care work together under the same system, which makes it easy to .
The best way for most people to get affordable health insurance is to search for cheap Bronze plans on HealthCare.gov or your state's health marketplace. If you earn less than $21,000 per year (roughly $44,000 per year for a family of four), you may qualify for free government health insurance, called Medicaid ., Ambetter's Silver plans start at $469 per month, which is $173 cheaper each month than the state average. Although Blue Cross and Blue Shield can be expensive, it is the best health insurance company in Kansas., Blue Cross Blue Shield is the best health insurance company in Illinois. Its cheapest Silver plan costs $368 per month before discounts. Blue Cross and Blue Shield of Illinois: Best overall Blue Cross and Blue Shield of Illinois: Best overall $391/mo Ambetter of Illinois: Cheapest in Chicago , Rates are for the cheapest Silver plan in California for a 40-year-old who doesn't qualify for subsidies. Cheapest California health insurance in 2025 L.A. Care is the cheapest health insurance company in California with plans that cost as little as $354 per month, before discounts. Kaiser , Fidelis Care has the cheapest health insurance in New York, including in New York City. Silver plans start at $561 per month before discounts. Anthem has the best health insurance for most New Yorkers. Anthem has a rating of 4 out of 5 stars from HealthCare.gov, which is among the best in the state , Health insurance rates, deductibles and out-of-pocket maximums for 2025 plans are from data available on Kentucky's state health insurance exchange, kynect. ValuePenguin used the public use files (PUFs) to find averages by age, plan tier and county to provide a detailed evaluation of health insurance in Kentucky for the 2025 plan year..