Comprehensive coverage is great for protection against theft, vandalism, and natural disasters, especially for newer or high-value vehicles. Liability insurance only covers damages to others, making it suitable for older, lower-value cars. It's important to understand that these coverages are separate from each other. You can purchase just liability coverage or both liability and comprehensive coverages depending on your situation and desired level of protection., Learn about comprehensive car insurance and understand the options, benefits, and coverage included. Get the best protection for your vehicle today., What is comprehensive insurance? Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature..