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VA home loan typesWe offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan—including a VA direct loan and 3 VA-backed loans.Eligibility Find out if you can get a Certificate of Eligibility (COE) to show your lender that you qualify for a VA direct or VA-backed home loan based on your service history and duty status.How to request a COEFind out how to request a COE—and what to do next to get a VA direct or VA-backed home loan.Trouble making payments?Get help to avoid foreclosure if you’re struggling to make your monthly mortgage payments., Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more., VA direct and VA-backed Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and income for the loan amount you want to borrow. But a Veterans home loan may offer better terms than with a traditional loan from a private bank, mortgage company, or credit union. For example, nearly .
We help Veterans become Homeowners. See why more Veterans and military families chose Veterans United for their VA home purchase than any other lender in 2021., Looking for a home loan or a mortgage loan? USAA loan officers are here to help find the best option available to military personnel and their families., VA loans are mortgage loans that help provide qualified current and former military members with affordable homeownership opportunities. Before you apply for a VA loan, it’s important to understand how this special government-backed financing works, including its benefits and requirements, and how its interest rate and costs compare to other borrowing options., Explore Navy Federal Credit Union’s VA home loan rates and learn more about loan options to make your dream home a reality. Get preapproved today!, The VA Home Loan Reform Act is a game-changer for veterans and active-duty service members. Passed by Congress in July 2025, the bill addresses longstanding barriers in the VA Home Loan Program. It makes permanent a temporary policy allowing veterans to pay their real estate agents directly, a move that ensures they can compete with other buyers., VA loans are a $0 down mortgage option exclusively for veterans, active military and surviving spouses. The VA loan offers multiple loan options, including home purchase loans, refinance loans and energy-efficient mortgages. The Department of Veterans Affairs (VA) insures the mortgage but does not lend. Private lenders and banks make the loans..