How do I activate a Discover card? Share Report Abuse This question is about the Answer Answer SHARE 19 2 Ask New Question see this user WalletHub, Financial Company @WalletHub • 02/12/24 Permalink Report Abuse To activate a Discover card, use the online activation page or call Discover customer service at . Discover card activation requires a Social Security number as well as the card number, expiration date and security code. You don’t need a Discover username and password to activate a Discover card online. But having an account can streamline the process because you won’t have to enter extra personal information to verify your identity. Either way, Discover card activation is quick and easy. Plus, the steps are the same for Discover credit cards and debit cards. How to activate a Discover card: Go to the Discover card activation page. Log in to your account or choose “Without Logging In” if you don’t have one. Enter your birthdate, the last 4 digits of your SSN, your 16-digit card number and the card’s expiration date. (Only needed if you don’t log in) Type in the 3-digit security code from the back of the card. Click “Continue” to activate your Discover card. You can use a Discover card immediately after activation. For security reasons, you cannot make any transactions with a Discover card before activating it. Activation ensures that someone doesn’t steal the card out of the mail and use it. To activate a Discover gift card, use the online activation page or call . This answer was last updated on 02/12/24 and it was first published on 12/18/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 7 1 Share Discover it® Cash Back 1,712 Reviews Popular Credit Cards from Our Partners Chase Freedom Unlimited® LEARN MORE LEARN MORE LEARN MORE Capital One Savor Cash Rewards Credit Card LEARN MORE LEARN MORE LEARN MORE Discover it® Chrome LEARN MORE LEARN MORE LEARN MORE Capital One Quicksilver Cash Rewards Credit Card LEARN MORE LEARN MORE LEARN MORE People also ask You can activate your credit card without calling through the issuer’s website or mobile app. Most credit card companies offer online activation options, and some also allow you to activate your card in person by visiting a branch and speaking with a teller. Ways to Activate Your Credit Card Without Calling Through the online portal Activate through your online account on the issuer’s website. Most issuers have a specific activation page, and... read full answer by Adam McCann, Financial Writer The average activation time limit is typically between 45 and 60 days. However, not all issuers disclose this information, so it’s best to as soon as possible. If you don’t activate your credit card in time, the issuer may close your account automatically. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will impact your credit utilization... read full answer by Debbie Fischer, WalletHub Analyst To activate a Discover it® Cash Back credit card, call the number on the activation sticker that’s attached to the card or go to the Discover activation website, which will also be noted on the sticker . Your new Discover it Cash Back card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Discover does not have a certain time limit within which you need to activate your card,... read full answer by Sydney Garth, Credit Cards Moderator Did we answer your question? Yes No Sorry! How can we improve this answer? Submit Important Disclosures Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy. WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences. PREVIOUS NEXT Ask a Question Question Details 140 Ask Question Popular Credit Cards from Our Partners Chase Freedom Unlimited® LEARN MORE LEARN MORE LEARN MORE Capital One Savor Cash Rewards Credit Card LEARN MORE LEARN MORE LEARN MORE Discover it® Chrome LEARN MORE LEARN MORE LEARN MORE Capital One Quicksilver Cash Rewards Credit Card LEARN MORE LEARN MORE LEARN MORE Related Content How can I log in to my Discover account online? How do I activate a credit card? What is the average credit card activation time limit? How Long Does It Take To Get a Credit Card? Discover Credit Card Reviews WalletHub Transparency We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered. 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At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy. WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences. PREVIOUS QUESTION NEXT QUESTION , To activate a Discover card, use the online activation page or call Discover customer service at (800) 347-2683., You can activate your Discover debit card online, through the mobile app, or by phone at (877) 347-4055. Online: Log in, click on your Cashback Debit Account and select “Activate Debit Card” found under the “Services” tab. Mobile App: Log in and click on the “More” tab found at the bottom right corner of the.