Two commonly used credit scoring models, FICO® and VantageScore®, both rank credit scores on a scale from 300 to 850 and divide the scale into five credit score ranges. The ranges differ slightly between the two models.3 The credit score ranges and rating labels for FICO and VantageScore, according to Experian, are shown below in the Credit Score Range Chart from highest to lowest., Credit scores can range from 300 to 850, but all scores tell a story. See the good & average credit scores & how they affect your home loan., Lenders use your FICO score to decide whether to approve you for credit and what interest rate to offer. The higher your score, the better your financial options. Here’s how different FICO score ranges impact borrowing, interest rates, and overall financial opportunities. Excellent (800-850) A FICO score in this range puts you in the best possible position. You’ll qualify for the lowest , There's more than one credit scoring model available and more than one range of scores. However, most credit score are similar in scope., Learn about credit score ranges from our credit score chart: see how FICO calculates credit scores and how you can move into a better credit score range., Credit scores typically fall in one of the credit score ranges that determine if your credit is excellent, good, fair or poor. Learn how to take your score to the next level and unlock financial .