HealthInsurance.org, LLC owns and operates healthinsurance.org, an online source providing consumer information about health insurance and health reform for over 25 years. HealthInsurance.org, LLC may receive compensation, including from its affiliate, IHC Specialty Benefits, Inc., a licensed insurance agency located at 5353 Wayzata Blvd., #300, St. Louis Park, MN 55416. IHC Specialty Benefits, Inc., is an independent agency appointed with a variety of organizations offering insurance plans. , A dental insurance plan falls into one of these three categories: Preferred Provider Organization (PPO) A preferred provider organization (PPO) is a network-based dental insurance plan. It’s the most common category plans fall into. Dental networks determine their fees with a health insurance company in a PPO., Health insurance Marketplace. Looking for affordable health insurance? An ACA (Affordable Care Act) Marketplace plan might be a great option for anyone who doesn’t receive health benefits through work, is self-employed, retiring early, or who doesn’t qualify for Medicaid or Medicare. Research Marketplace options.