Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:ApplySimply submit your application with all of the necessary requirements.Get a DecisionYour information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.Loan AcceptanceOnce you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.Receiving FundingAfter you accept your terms and originate your Loan Agreement, funding as soon as 30 minutes if using a debit card.*RepaymentPayments are made in accordance with the terms of the Loan Agreement., Questions or complaints should be directed to the California Department of Financial Protection and Innovation. Maximum Loan Amount. The maximum loan amount for California residents is $255. Payday Loan Terms. For a Check `n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. Only one loan is permitted at Check , We offer services in California. Apply online or visit our local store. Apply Now or Log In. Phone: (707) 474-9501 Home. Payday loans (also referred to as .