Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service., What to know first: The current auto loan annual percentage rate (APR) ranges from about 4 percent to 30 percent. Average auto loan interest rates sit at 7.42 percent for a 60-month new car loan , A representative example of payment terms for an Auto Refinance Loan is as follows: a borrower receives a loan of $20,000 for a term of 60 months, with an interest rate of 10.72% and an .