All personal loans through Upstart offer a fixed interest rate and range between 6.6% - 35.99%.⁶ The rate you qualify for is based on various factors including your education⁴, work experience, and credit history. As a reminder, the interest rate is only one factor of the cost of the loan. The total cost of your loan is reflected in the APR , Loan Consultants for Achieve Personal Loans are available Monday-Friday 6 AM to 8 PM AZ time, and Saturday-Sunday 7 AM to 5 PM AZ time. $6,000 savings: Average savings claims for personal loans are based on 2023 data for 2, 3, and 4-year terms on funded debt consolidation loans for $21,600., All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature , 3 Personal loans through Prosper have an annual percentage rate (“APR”) of 8.99% to 35.99%, terms between two and five years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 9.38% and a 9.99% origination fee results in a 16.74% APR. You would receive $9,001.00 and make 36 , Manage your personal loan accounts in the Customer Account Center right from your phone with Mariner Finance mobile app. Spreading Smiles Consistently*** Mariner in the news. Mariner team members pack 3,600 snack bags to help ensure no student is left hungry. Read More. By Mariner Finance, To give you more options when it comes to personal loans, Earnest is working with MoneyLion —the leading search, comparison, and recommendation engine for loan offers. MoneyLion is the easiest way to get matched with personalized loan offers — with no impact on your credit score..