Check out our list of the best high-yield savings account rates available today, with APYs up to 5.00%. There's no reason not to let your money work harder now., The Rising Bank High Yield Savings Account offers a competitive interest rate but a relatively high minimum opening deposit of $1,000. You'll also need to keep at least $1,000 in the account to , The best high-yield savings accounts have annual percentage yields, or APYs, that are many times higher than the average rate. Today's best rates include Axos Bank savings (4.66% APY), LendingClub , High-yield savings accounts typically provide rates that are 10 to 20 times higher than their traditional counterparts. For instance, while the national average savings rate stands at 0.41%, many , The best high-yield savings accounts are from TAB Bank (4.26% APY), Zynlo Bank (4.35% APY), Synchrony Bank (3.80% APY), UFB Direct (4.01% APY) and EverBank (4.30% APY). Rates From Banks , The best high-yield savings accounts have no fees, low deposit requirements and sky-high interest rates. Rates are steady, as of June 2025, and there are still plenty of savings accounts with rates well above the national average of 0.38%..