While most insurance carriers get mixed reviews from customers, AARP is consistently praised for its reliability and affordable premiums. For instance, a 72-year-old male in Florida said “I check every year with other life insurance companies for their whole life $10,000 policy rates and New York AARP is still the best and the lowest premium.” A 63-year-old female customer in Florida commended AARP’s customer service as a whole and the simplicity of getting a new policy. She said, “[AARP] answered all my questions and walked me right through the process with no problems at all. They got me all set up in less than two days. The prices are great and I got exactly what I asked for … I didn't even need to shop around too much.”, The Best Cheap Life Insurance for Seniors in 2025 AARP earned our top spot for their affordable life insurance plans. The brand scored well in our testing categories, including average premiums, age limits, medical exam requirements, customer service, and nationwide availability., Looking for cheap life insurance for seniors? MoneyGeek researched the most affordable life insurance companies to find the best coverage for older adults..