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смотреть документальный фильм про уссурийского тигра, How Do I Negotiate With Sallie Mae - myFICO® Forums, How can I pay down principal on Sallie Mae student loan?, HELP: Private Student Loan Charge Off / Default (Sallie Mae), Sallie Mae declined me for a student loan. - myFICO® Forums, Late Payment | Sallie Mae | Dispute? - myFICO® Forums, Student Loans with Sallie Mae and Nelnet - Consolidate?, How to Remove Navient and Sallie Mae Negative Information now that .
wrote:@Anonymous wrote: I highly suggest you also mail your congressmen/women about the scam of non-dischargeable private school loans. This subject has been getting more press attention lately in the NYT and WSJ.Message Edited by Wesley23 on 06-15-2008 04:21 AMWhy should private loans be dischargbeable in BK? I am not a big fan of private loans but they do serve a purpose...bridging the gap between federal aid and cost of attendance. Without them, a lot of students wouldnt be able to finish or even go to school. With the high rate of BK's nowadays, private loans would disappear if they became discharageable again. Big lenders are already pulling out of the program as it is. Education is the key to student loan management and borrowing. When I was working financial aid, I saw tons of students borrowing money to live in dorms, even though they only lived 12 miles from campus. The didnt want work study cause it would interfere with their social life. After 4 years of studying history, they would graduate and whine that they couldnt get a job. They had loans all over the place and would have no clue how to find them either. Yup, I got those calls too.I have nothing against making federally backed Stafford/Plus loans non-dischargeable in BK. Those do serve a purpose; they are low interest loans that help people get through school. With careful planning, one should be able to get through college solely on federally backed loans. Besides, the tax payers are footing some of the bill on these loans, so it's only fair that we get our money back from the debtors.Private loans, on the other hand, should be dischargeable in BK. Non-dischageable (private) school loans are very unique in the lending industry. In fact, it's the only example of the government making a private loan non-dischargeable that I can find. Every other private loan made is based solely on risk and is therefore dischargeable in BK. Some people make the argument that since there is no tangible asset to repossess in the event of default, the entire loan should be non-dischargeable in order to mitigate risk. This is a fallacious argument since lots of loans the lending industry makes are not based on tangible assets. A salient example of this is loans based on derivatives.The only reason that private education loans have been made non-dischargeable is because there has been an intense lobbying effort by Sallie Mae and their ilk to keep these non-dischargeable. It is extremely profitable for these companies. These loans are quite literally risk free, and Sallie Mae is free to charge a relatively high interest rate on these loans.The fact that these private non-dischargeable loans exist points to a much larger problem-- the government is not doing enough to help people through college. The solution isn't to make Sallie Mae richer by making their debtors indentured servants to the corporation via legislation. The solution is to make Staffords and PLUS loans easier to get., How Do I Negotiate With Sallie Mae - Your Advice + Experience Please! I am looking for anyone who can share their advice and experience on negotiating partial loan forgiveness with Sallie Mae. Here briefly is my situation: I am the co-signer on a $60K Sallie Mae student loan where the primary borrower has defaulted., How can I pay down principal on Sallie Mae student loan? I have a student loan with Sallie Mae and my monthly payment is automatically deducted. I also make an extra payment every 2 weeks (small amount) but it all goes to interest. Seems like I am wasting money with these extra payments. I never see a reduction in principal..
I need help with how to proceed and what to expect in a charge off of a private Sallie Mae student loan. Here are the particulars: - 1168769, Re: Sallie Mae declined me for a student loan. I think that's normal. I took out several private loans in 2005, so it was a while back - but I was required to apply with a cosigner. I was a graduate student in my mid-20s with a full-time job and completely independent from my parents. My CS at the time was in the 760 range., Late Payment | Sallie Mae | Dispute? What's up everyone -- looking for some insight on disputing a late payment on my credit report from Sallie Mae. Apparently I have a late payment on my credit report on 10/2017 -- TU & EX are saying 60 days late and Equifax says 90. On all three the months before the 10/27 date all say OK., Re: Student Loans with Sallie Mae and Nelnet - Consolidate? Are the loans with Sallie Mae federal or private? When you consolidate Federal loans, the interest rate is the weighted average of each loan (so there is no interest advantage to consolidation)., Re: How to Remove Navient and Sallie Mae Negative Information now that Student Loan has been Rehabbe Hey Dynamic, yes I realized my mistake yesterday when I started clicking around online., Re: Loan Denied Sallie Mae 43k @SCF wrote: Private student loans are a very serious commitment and can be a terrible burden on your credit and financial future if things don't go according to plan. Maybe this denial is a good opportunity to reconsider and find another path. I couldn't agree more..